4 things that can keep you from earning money

There are many examples of poor people making a fortune. And it's not about inheritance or wealthy relatives. But sometimes people have the desire and opportunity to make a lot of money, but uncertainty does not allow them to take the first steps. There are also some "bad habits" that prevent us from becoming rich.

We found 4 things that definitely keep us from accumulating capital. Let's take a look at them

4 PHOTOS

1. You spend more than you earn.

Take the money now and give it back later. This is a favorite phrase of banks and credit organizations. And if earlier people took loans for necessary things, such as a car or an apartment, now they take loans even for a new dress.

Of course, we are not talking about loans to businesses. Here banks need to be explored
in more detail since sometimes it is profitable to take such a loan. But that doesn't mean you need to borrow money for a new iPhone.

2. If you quit your job, you won't be able to hold out for three months.

Having a certain income, you adapt to it. But how long can you live comfortably if you rely only on savings? Rich people can live without working for about a year. If you can't hold out for three months, then you need to seriously think about it. First, you must have enough money in case the unexpected happens. So try to save money every month or find a source of passive income.

3. You get to work for over an hour.

Time is money. You can make more money, but no one will give you back the time you spent. When you spend two hours at work, try to at least use it to your advantage, for example, by reading a book or listening to training courses, instead of mindlessly flipping through social media feeds.

4. You have accumulated bills that you are unable to pay.

All on credit. Smartphone, car, expensive furniture, vacation trip. There is a rule that the money you spend should not exceed 40% of your income. This line cannot be crossed. If you do this, then you can forget about a comfortable life. Don't buy more than you can afford.